Question 1

What is the Bitcoin Mortgage calculator?

Accepted Answer

It is a free tool that shows what your house down payment and monthly mortgage payments would be worth today if you had invested that money in Bitcoin instead, using real historical Bitcoin prices going back to 2012.

Question 2

How does the Bitcoin vs. mortgage comparison work?

Accepted Answer

Enter your start date, down payment, and monthly payment. The calculator converts each payment into the Bitcoin you could have bought at that month's price, then values your total Bitcoin holdings at today's price so you can compare it against everything you spent.

Question 3

Where does the Bitcoin price data come from?

Accepted Answer

Monthly historical Bitcoin prices from 2012 to today, plus the current price, are loaded from our public price feed and used to calculate dollar-cost-averaged returns.

Question 4

Is the Bitcoin Mortgage calculator free?

Accepted Answer

Yes. It is completely free to use, requires no sign-up, and does not provide financial advice — it is for educational and comparison purposes only.